| Description | Collect debt with abacus. Hit enemy with 3 receipts for 5~15 gold each hit. Full amount still collected if enemy dies early. | ||
| Notes | The amount of returned cash may be affected by Luck (Fighting Chance) | ||
| Type | Unknown | Prerequisite skills | None |
| Element | None | Equipment req. | Abacus |
| Cast time | Unknown | Item req. | IOU |
| Skill lv. | Skill point | Lv. req. | MP | Cooldown | Items | Effects |
|---|---|---|---|---|---|---|
| 1 | 2 | 11 | 7 | 10 | 3 | Unknown |
| 2 | 2 | 16 | 9 | 10 | 3 | Unknown |
| 3 | 2 | 21 | 11 | 10 | 3 | Unknown |
| 4 | 2 | 26 | 14 | 10 | 3 | Unknown |
| 5 | 2 | 31 | 17 | 10 | 3 | Unknown |
| 6 | 2 | 36 | 21 | 10 | 3 | Unknown |
| 7 | 2 | 41 | 26 | 10 | 3 | Unknown |
| 8 | 2 | 46 | 32 | 10 | 3 | Unknown |
| 9 | 2 | 51 | 38 | 10 | 3 | Unknown |
| 10 | 2 | 56 | 46 | 10 | 3 | Unknown |
| 11 | 2 | 60 | 53 | 10 | 3 | Unknown |
| 12 | 2 | 64 | 61 | 10 | 3 | Unknown |
| 13 | 2 | 68 | 69 | 10 | 3 | Unknown |
| 14 | 2 | 70 [1] | 78 | 10 | 3 | Unknown |
- ^ Level 14 needs to be unlocked using a High Level Skill Scroll. The level used when calculating the subbing penalty is 72.
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